example of ethical failure in financial planning

Provide an example of an ethical failure as related to at least one area of financial planning. (The individual or business in question need not be involved in comprehensive planning, but should be involved in at least one area of the financial planning process. An investment, insurance, estate planning, tax or other relevant professionals may be considered in addition to comprehensive financial planners.) State the failure, itâ€s effect on the client or public, and how the ethical standards disused thus far would have prevented or mitigated the situation.
A successful will clearly demonstrate effects and alternative possibilities as related to the CFP Board standards and potentially the steps of the financial planning process.
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